Damaged Buildings

BUILDINGS

If you are a homeowner or occupier of buildings affected by flooding, contact your local council:

For more information on how damaged buildings are managed in an emergency, see the Ministry for Business Innovation and Employment website.

EQCover

EQCover provides the following:

Landslip damage

EQCover available for damage to houses and land:

- if the house is damaged by a landslide, cover is available up to the building cap (up to $150k or $300k, depending on the policy renewal date)
- cover for repair or reinstatement of some residential land, up to the value of the insured land.

Flood and storm damage

EQCover only applies to insured land, with private insurers generally providing cover for homes.

- removal of flood debris such as silt and fallen trees.

Land claims can take some time to resolve and communication between impacted people and their insurer is critical. Information that may be useful for homeowners is linked below.

EQCover GENERAL GUIDANCE

Householders’ Guide to EQCover– overview of how EQCover works, what is and isn’t covered, and how EQCover claims are settled.
Householders’ Guide to Residential Land– overview of how EQCover works for insured residential land, what is and isn’t covered.